Privacy Policy

Depending on the features you choose to use, the app handles the following information.

Account and profile information

If you sign in with Google, we receive an account ID and may receive your Google account email address, display name, and profile photo. We use these details to sign you in, keep your data associated with your account, provide referrals and premium access, and deliver account-related support.

MeroShare, CDSC, and financial account information

When you add a MeroShare account or use IPO-related features, you may enter information such as your MeroShare username and password, DP code, CRN, transaction PIN, BOID or demat number, linked-bank details, IPO application details, portfolio information, application history, and other information returned by MeroShare or CDSC for the feature you requested.

The app stores account information locally in encrypted storage. When you sign in, it also keeps an encrypted backup of selected app data, including saved accounts, BOIDs, history, and settings, in Google cloud services so that it can be restored on another device.

If you enable Auto Apply, the app sends the credentials and settings needed for that feature to our secure Google cloud service. They are encrypted before they are stored. The service uses them only to log in to MeroShare/CDSC and submit IPO applications according to the schedule you chose. You can disable Auto Apply or delete your account to remove this information.

Contact information and alerts

The app uses your Google account email address for email price alerts, account support, referrals, and premium-payment records. If you choose SMS price alerts or payment support, you may provide a phone number. We use it to send and verify a one-time password, send the alert you requested, or contact you about a submitted payment request.

Device, app, and diagnostic information

The app stores a notification identifier and an app-generated device identifier so that it can send requested notifications. It also uses Google services to understand app use, diagnose crashes and errors, and improve reliability. These services may process device, app-version, network, diagnostic, and event information.

Payment, promotion, and feedback information

If you request Pro access, use a promo or scratch coupon, or send feedback, we process the information needed to provide that feature. This can include your account identity, selected plan, payment reference or support phone number, coupon information, and feedback content.

We use the information above to:

• Provide IPO result checking, portfolio, market, and IPO-application features.
• Authenticate users and keep account data synchronized across devices.
• Run Auto Apply only when you enable it and according to the schedule you choose.
• Send requested push, email, and SMS alerts.
• Administer premium access, promotions, referrals, payment support, and feedback.
• Prevent abuse, protect accounts, troubleshoot errors, and improve app reliability.
• Comply with applicable legal obligations.

We share information only as needed to provide the feature you choose, including with:

• Google for sign-in, encrypted cloud backup, app notifications, app reliability reports, security, and related hosting services.
• MeroShare and CDSC services when you use account, result-checking, IPO application, portfolio, or Auto Apply features. The data sent depends on the action and can include credentials, account identifiers, application details, and transaction PIN where required to submit an IPO application.
• AakashSMS when you ask us to send or verify an SMS. It receives the phone number and message needed for that service.
• Our configured email-delivery service when you enable email alerts. It receives the email address and alert message needed for delivery.
• WhatsApp, only if you choose the in-app option to open WhatsApp and send a payment-support or receipt message. The app prepares the message; you decide whether to send it.
• Service providers that host, secure, or support the app, where they are required to process data for us.

We do not sell personal information or use advertising trackers to serve targeted ads.

We use reasonable safeguards designed to protect data, including encrypted local storage, secure internet connections, access controls, and encryption for cloud backups and Auto Apply credentials. No method of transmission or storage is completely secure, so please keep your device and MeroShare credentials protected.

We keep account data, alerts, backups, Auto Apply settings, premium records, and feedback only while your account or the relevant feature remains active, unless a longer period is required for security, fraud prevention, dispute resolution, or law.

You can request deletion from Settings → Delete account in the app, or use the public account-deletion page at /delete-account.html. Deleting an account removes the app account and associated cloud data, including backups, alerts, Auto Apply settings, payment requests, feedback, and related profile data. We aim to complete verified web deletion requests within 30 days. Data held by third parties may remain subject to their own retention rules.

You may choose not to sign in, not to add a MeroShare account, not to enable Auto Apply, and not to enable email, SMS, or push notifications. Some features will not work without the data required for them. You can disable alerts and Auto Apply in the app and can request account deletion as described above.

The app is not intended for children under the minimum legal age in their jurisdiction. We do not knowingly collect personal information from children.

We may update this policy when the app or our data practices change. We will post the updated version at this location and update the effective date.

For privacy questions or requests, contact: